American Express Platinum Card®

The American Express Platinum Card® is Amex's flagship premium travel card. It pairs heavy annual credits and lounge access with high earning rates on flights and prepaid hotels booked through Amex Travel. The fee is high enough that the card only makes sense if you'll actively use the lounge network, hotel status, and recurring credits.

Key Features

1. Rewards Structure:
   • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel (on up to $500,000 on these purchases per calendar year)
   • 5X points on prepaid hotels booked with American Express Travel
   • 1X points on other eligible purchases
2. Welcome Offer:
3. Annual Fee:
4. Additional Benefits:
   • Up to $200 Airline Fee statement credit annually
   • Up to $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
   • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
   • $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.
   • Up to $155 Walmart+ statement credit
   • Up to $300 Equinox statement credit annually
   • Global Lounge Collection access, including Centurion Lounges
   • Complimentary Hilton Honors Gold Status and Marriott Bonvoy Gold Elite Status
   • Complimentary memberships in premium car rental programs
   • Global Entry or TSA PreCheck® application fee credit
   • No foreign transaction (see rates and fees) fees

Rewards Program

The Platinum Card earns Membership Rewards® points. You can redeem them for travel, gift cards, or statement credits, or transfer them to one of Amex's airline and hotel partners. Transfer partner redemptions usually return the highest cents-per-point value.

Rates and Fees

• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40
• Cash Advance Fee (if applicable): Either $10 or 5% of the amount of each cash advance, whichever is greater
• See rates and fees

Who Is This Card For?

The Platinum Card from American Express is best for:

1. Frequent travelers who use the lounge network and hotel/airline credits
2. Travelers who use the Hilton Gold and Marriott Gold Elite hotel status benefits
3. Cardholders who reliably use most of the annual credits and offset most of the $895 fee
4. Cardholders who use Amex concierge and pre-sale event access

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