TD FlexPay Credit Card

4.0

MoneyAtlas

Rating

Ongoing Annual Fee

$0

Ongoing Purchases APR

18.24%, 20.24%, 23.24%, 26.24% or 28.24% Variable

Introductory Balance Transfer APR

0% introductory APR on balance transfers for first 18 billing cycles after account opening.

Ongoing Balance Transfer APR

18.24%, 20.24%, 23.24%, 26.24% or 28.24% Variable

Credit Score Needed

Rate MeterRate Pointer
Good, Excellent

Pros

  • Long 0% intro APR on balance transfers: Generous 0% rate for 18 billing cycles on transfers

  • No annual fee and late‑fee forgiveness: No fee and one late-payment fee forgiven per calendar year

Cons

  • No rewards, welcome bonus, or purchase APR offer: Doesn’t earn cash back or offer a 0% intro APR on purchases

image-1cf2c922d2993785875073b30150057ff889ee4a-299x192-png

TD FlexPay Credit Card

4.0

MoneyAtlas

Rating

Apply Now