TD Cash Credit Card
4.7
4.7
MoneyAtlas
Rating
Custom rewards in two categories (3% and 2%) : Choose and switch categories quarterly
Category Ratings
Best#5
4.5
4.5
MoneyAtlas
Rating
No Annual Fee#4
4.5
4.5
MoneyAtlas
Rating
Cash Back#7
4.3
4.3
MoneyAtlas
Rating
Balance Transfer#5
4.3
4.3
MoneyAtlas
Rating
Rewards#7
4.3
4.3
MoneyAtlas
Rating
0% APR#4
4.4
4.4
MoneyAtlas
Rating
Pros
Custom rewards in two categories (3% and 2%): Choose and switch categories quarterly
0% APR intro on purchases & transfers: Offers 0% introductory rate for 15 billing cycles on both purchases and balance transfers
$200 sign‑up bonus with no annual fee: Earn $200 cash back after spending $1,000 in 90 days
Cons
Geographic restrictions: Only available in select East Coast states and D.C
3% foreign transaction fee: Not ideal for international spending due to foreign currency fees