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Synchrony Bank Certificate of Deposit

Earn 4.00% APY with 14-month CD

Learn More

on Synchrony's site

Pros


  • Guaranteed High Yield: Lock in a competitive, fixed interest rate for the entire term


  • Unique Flexibility: Choose innovative options like a Bump-Up CD to raise your rate or a No-Penalty CD for early access


  • Zero Maintenance Fees: Investment's growth is never reduced by monthly service charges

Cons


  • Locked-In Funds: Your money is committed for the full term, making it illiquid for unexpected financial needs

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