LendingTree
5.0
5.0
MoneyAtlas
Rating
Pros
Funds can arrive within 24 hours: Several network lenders approve and deposit money as soon as the next business day
Side-by-side dashboard speeds decisions: The platform displays monthly payments, fees, and terms from multiple lenders on one screen
Cons
Pre-qualified terms aren’t guaranteed: Offers shown after the soft pull may change—or be denied—once the lender performs a hard credit check