Key Smart Checking®
Simple checking with built-in overdraft protection
Earn $300 after qualified activities. Terms apply
40,000+ KeyBank & Allpoint® ATMs nationwide
No monthly maintenance fee
Pros
No Monthly Fees: Account has zero maintenance fees with no balance requirements or direct deposit minimums to maintain
Overdraft Buffer: Key Coverage Zone® prevents an overdraft fee from KeyBank if your account is overdrawn by $20 or less at the end of the day
Automatic Savings: Can set up transfers of $0.10 to $5 into a linked savings account with each debit card purchase
Cons
Out-of-Network ATM Fees: Charges $3.00 for domestic non-network ATM transactions and $5 for international ATM usage.
No Interest Earnings: Account does not earn any interest on deposited funds