HSBC Premier
Earn up to $3,500 with HSBC
Access 55,000+ free ATMs
Enjoy 24/7 live support
Build credit history for free
Category Ratings
Checking#5
3.8
3.8
MoneyAtlas
Rating
Bonuses#4
4.1
4.1
MoneyAtlas
Rating
Pros
Global fee-free banking: Free transfers & no FX fees worldwide
Family status sharing: Share perks with up to four relatives
Rich welcome bonus: Earn up to $3k opening bonus
Cons
High hurdle to waive fee: Need $100k+ or $5k deposits monthly
Minimal interest earnings: Account pays only 0.01% APY