image-2e2769c85973e85e0227a1d23cb6f6fc00a86603-400x400-png

HSBC Premier

3.5

MoneyAtlas

Rating

Pros

  • Global fee-free banking: Free transfers & no FX fees worldwide

  • Family status sharing: Share perks with up to four relatives

  • Rich welcome bonus: Earn up to $3k opening bonus

Cons

  • High hurdle to waive fee: Need $100k+ or $5k deposits monthly

  • Minimal interest earnings: Account pays only 0.01% APY