Capital One Quicksilver Student Cash Rewards Credit Card

$50 bonus on $100 spend: New cardholders snag a one-time $50 cash reward after charging just $100 in the first three months

Auto limit review after six months: Capital One flags the account for an automatic credit-line increase evaluation once you’ve posted roughly six on-time payment cycles

No foreign transaction fees: Purchases made outside the U.S.—whether a semester abroad or spring-break booking—incur zero currency-conversion surcharges

Only 1.5 % flat-rate cash back: The card never earns bonus rates on common student categories like dining or groceries

Late fee up to $40: Miss a due date and the penalty can wipe out several months of rewards in one shot

4% balance-transfer fee: Moving an existing balance costs 4% of the amount transferred