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Betterment

Grow your savings with an APY ~10x the national average

Earn up to 3.90% APY
FDIC insurance up to $2 million
No minimum balance

Pros

  • High Yield: Earn significantly more than the national average rates

  • Security: FDIC coverage extends up to $2,000,000

  • Accessibility: Unlimited transfers with zero monthly fees

Cons

  • Online Only: No physical branches exist for in-person help