image-fa6742dc6dbeb9e298ea08f3a1d6d0acf1c00203-400x400-png

Bankrate

5.0

MoneyAtlas

Rating

Pros

  • Efficient Comparison: Aggregates multiple HELOC offers, letting you compare current rates and lender terms in one place

  • Objective Ratings: Provides "Bankrate Scores" based on a consistent methodology, helping you judge lenders on affordability and experience

  • Free Educational Tools: Offers complimentary HELOC calculators and in-depth guides to help you understand products and market trends

Cons

  • Rates Aren't Guaranteed: Advertised rates are for ideal candidates; your actual offer will depend on your personal credit and financial profile