
North One
No maintenance fees or overdraft charges
4.2
4.2
MoneyAtlas
Rating
Earn 3.00% APY on funds in a High-Yield Account
Reimbursement for up to six third-party ATM fees
Unlimited Standard and Same-day ACH Payments
Pros
Flexible ACH payment options: Standard plan offers same-day ACH payments for 1.5% fee, while Plus plan provides free same-day ACH payments
Extensive free ATM access: Both plans offer up to 6 free ATM withdrawals per month
Integrated QuickBooks sync: Real-time synchronization with QuickBooks on both plans
Cons
Limited free cash deposits: Standard plan allows only 1 free cash deposit per month
Costly domestic wire transfers: Standard plan charges $20 for domestic wire sends
Monthly fee for advanced features: $20 monthly fee for the Plus plan may be steep for small businesses