HSBC Premier
3.0
3.0
MoneyAtlas
Rating
Pros
Global fee-free banking: Free transfers & no FX fees worldwide
Family status sharing: Share perks with up to four relatives
Welcome bonus: Earn up to $3,500 opening bonus
Cons
High hurdle to waive fee: Need $100k+ or $5k deposits monthly
Minimal interest earnings: Account pays only 0.01% APY