Hometap

No monthly payments: Homeowners access equity without monthly payments for up to 10 years

Flexible fund usage: The cash can be used for any purpose, such as debt payoff or renovations

No impact on debt-to-income ratio: The investment doesn't affect the homeowner's DTI ratio or credit profile during the term

Shared home appreciation: Hometap receives an agreed-upon percentage of the home's future value upon settlement

Limited availability: The investment is only offered in select states and for certain property types