Hometap
Access your equity quickly and flexibly
4.0
4.0
MoneyAtlas
Rating
No monthly payments
Get an online cash estimate in under 2 minutes
Assigned a dedicated Investment Manager
Pros
No monthly payments: Homeowners access equity without monthly payments for up to 10 years
Flexible fund usage: The cash can be used for any purpose, such as debt payoff or renovations
No impact on debt-to-income ratio: The investment doesn't affect the homeowner's DTI ratio or credit profile during the term
Cons
Shared home appreciation: Hometap receives an agreed-upon percentage of the home's future value upon settlement
Limited availability: The investment is only offered in select states