
Delta SkyMiles® Gold American Express Card
Rating
Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
The Delta SkyMiles® Gold American Express Card is a mid-tier airline credit card tailored for occasional Delta flyers who want to save on travel costs while earning rewards. With a $0 introductory annual fee for the first year (then $150), this card offers valuable perks such as free checked bags, priority boarding, and elevated rewards on everyday spending.
Key Features
Rewards Structure:
- 2X miles on Delta purchases, U.S. supermarkets, and restaurants worldwide (including takeout and delivery in the U.S.)
- 1X mile on all other eligible purchases
Welcome Offer: Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Annual Fee: $0 introductory annual fee for the first year, then $150.
Additional Benefits:
- Free Checked Bag: Save up to $70 per round-trip flight for you and up to 8 companions on the same reservation.
- Priority Boarding: Zone 5 priority boarding for you and your companions.
- 15% Off Award Travel: Enjoy discounted award travel when using miles to book Delta flights.
- $200 Delta Flight Credit: Earn a $200 flight credit after spending $10,000 in a calendar year.
- $100 Delta Stays Credit: Receive up to $100 back annually for prepaid hotel bookings through Delta Stays.
- 20% In-Flight Savings: Get a statement credit for eligible in-flight purchases such as food and beverages.
- No Foreign Transaction Fees: Ideal for international travelers
Rates and Fees:
- Purchase APR: 19.99% - 28.99% (Variable)
- Cash Advance APR: 29.49% (Variable)
- Penalty APR: 29.99% Variable (may apply for late or returned payments)
- Late Payment Fee: Up to $40
- Returned Payment Fee: Up to $40
Who Is This Card For?
The Delta SkyMiles® Gold American Express Card is best suited for:
- Casual Delta flyers who value savings on checked bags and priority boarding.
- Travelers looking to earn miles on everyday purchases like dining and groceries.
- Those who can take advantage of the annual credits and discounts to offset the annual fee.
- Individuals seeking a low-cost entry point into airline credit cards with meaningful travel perks.
While it lacks premium benefits like lounge access or Medallion status boosts, the Delta SkyMiles® Gold American Express Card provides excellent value for infrequent travelers who want to save money and earn rewards when flying with Delta.
Pros
Free Checked Bag for Up to 9 Travelers: Allows you and up to 8 companions on the same reservation to check your first bag for free
$100 Delta Stays Credit: Receive up to $100 back annually as a statement credit when booking prepaid hotels or vacation rentals through Delta Stays
15% Discount on Award Travel: Cardholders get a 15% discount when redeeming SkyMiles for Delta flights booked through delta.com or the Fly Delta app
Cons
No Lounge Access or Companion Certificate: Unlike higher-tier Delta cards, the Gold card lacks premium perks like complimentary Sky Club access or an annual companion certificate
Limited Redemption Flexibility: Miles earned with this card are tied to Delta’s SkyMiles program and cannot be transferred to other loyalty programs
High Annual Spending Threshold for Flight Credit: To earn the $200 Delta flight credit, cardholders must spend $10,000 annually
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