Delta SkyMiles® Blue American Express Card
Rating
Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S. Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
The Delta SkyMiles® Blue American Express Card is an entry-level airline credit card designed for occasional Delta flyers who want to earn SkyMiles without paying an annual fee. It offers modest rewards on Delta purchases and dining, making it suitable for those looking to try the Delta SkyMiles program without committing to a premium card.
Key Features
Rewards Structure:
- 2X miles per dollar spent on Delta purchases
- 2X miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
- 1X mile per dollar on all other eligible purchases
Welcome Offer: Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
Annual Fee: $0
Additional Benefits:
- 20% savings in the form of a statement credit on eligible Delta in-flight purchases of food and beverages
- Pay with Miles feature to reduce the cost of Delta flights
- Car Rental Loss and Damage Insurance
- Global Assist Hotline
- No Foreign Transaction Fees
Rewards Program
Miles earned can be redeemed for flights on Delta and its partner airlines, upgrades, hotel stays, car rentals, and more. The Pay with Miles feature allows cardholders to reduce the cost of Delta flights by $50 for every 5,000 miles redeemed.
Rates and Fees
Annual Fee: $0
Purchase APR: 19.99% - 28.99% (Variable)
Cash Advance APR: 29.99% (Variable)
Penalty APR: 29.99% Variable (may be applied for late or returned payments)
Foreign Transaction Fee: None
Late Payment Fee: Up to $40
Returned Payment Fee: Up to $40 Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
Who Is This Card For?
The Delta SkyMiles® Blue American Express Card is ideal for:
- Occasional Delta flyers who want to earn SkyMiles without paying an annual fee
- Diners who frequently eat at restaurants and want to earn extra miles
- Those new to airline credit cards and looking for a no-annual-fee option
- Delta customers who want access to the Pay with Miles feature
Pros
No annual fee: An accessible option for those new to airline cards or infrequent Delta flyers
2X miles on worldwide restaurant purchases: sets it apart from some other co-branded airline cards that limit dining rewards to U.S. establishments
20% in-flight savings: Provides a statement credit on eligible Delta in-flight food and beverage purchases
Cons
Low welcome bonus: Many competing cards offer welcome bonuses two to five times larger
No free checked bag benefit: Unlike higher-tier Delta cards, this card doesn’t offer a free checked bag perk
Limited earning potential on Delta purchases: Premium Delta cards offer up to 3X miles on Delta purchases
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