Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is a cash back card designed for families and individuals who spend significantly on everyday purchases, particularly at U.S. supermarkets and on U.S. streaming services. It offers high cash-back rates across several popular spending categories, making it an attractive option for those looking to maximize rewards on daily expenses.

Key Features

1. Rewards Structure:
   • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
   • 6% cash back on select U.S. streaming services
   • 3% cash back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more)
   • 1% cash back on other purchases
2. Welcome Offer:
3. Annual Fee:
4. Additional Benefits:
   • , then
   • Car Rental Loss and Damage Insurance.
   • Return Protection
   • Purchase Protection
   • Extended Warranty

Eligibility and Benefit level vary by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

Rewards Program

Cash back is received as Reward Dollars that can be redeemed as a statement credit. The minimum redemption is 25 Reward Dollars.

Rates and Fees

• Annual Fee:
• Purchase APR:
• Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40
• Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
• See rates and fees

Who Is This Card For?

The Blue Cash Preferred® Card from American Express is ideal for:

1. Families or individuals who spend heavily at U.S. supermarkets
2. Those who subscribe to multiple U.S. streaming services
3. Commuters who spend significantly on gas and transit
4. People who prefer cash back rewards over travel points
5. Those who can comfortably offset the annual fee with their regular spending