U.S. Bank Business Checking
4.6
4.6
MoneyAtlas
Rating
Pros
Big welcome bonus: Earn up to $1,000 with straightforward deposits
$0-fee starter (Essentials): Unlimited digital transactions, same-day funding, and a free card reader
Scales with volume (Platinum): Hundreds of included transactions/cash deposits
Cons
Overage costs: Per-item fees apply after included transaction/cash-deposit limits
Balance demands: Waiving Platinum’s fee typically means keeping healthy average balances or using Payment Solutions.