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LendingTree

4.5

MoneyAtlas

Rating

Pros

  • Efficient Comparison: You can compare multiple HELOC offers from different lenders by submitting a single, simple online form

  • Access to Lenders: The large network provides access to many lenders you might not find on your own

  • No Platform Fees: It is completely free for the borrower to use the marketplace to shop for rates

Cons

  • Not a Direct Lender: LendingTree is a "middleman," so your customer service experience will vary depending on the lender you choose

  • Varying Offers: The rates and terms you receive are initial offers and are not guaranteed until you formally apply with a specific lender