image-ff2100356c53fee9285c40b6841e4ea427b88b3e-400x400-png

Grasshopper

4.3

MoneyAtlas

Rating

Pros

  • 1% cash-back debit card: Maintain a $10k+ average balance, and every purchase earns 1% back

  • Up to 3.55% APY: Idle funds between roughly $25k–$250k collect market-leading interest

  • Zero monthly fees: After the $100 opening deposit, ACH and debit transactions stay free and uncapped

Cons

  • Wire fees: Each domestic wire costs $10, international $25

  • No cash deposits: The branch-free bank only accepts checks and electronic transfers

image-ff2100356c53fee9285c40b6841e4ea427b88b3e-400x400-png

Grasshopper

4.3

MoneyAtlas

Rating

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