Delta SkyMiles® Gold American Express Card
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Introductory Annual Fee
$0
Ongoing Annual Fee
$0 introductory annual fee for the first year, then $150.
Ongoing Purchases APR
20.24%-29.24% Variable
Credit Score Needed
The Delta SkyMiles® Gold American Express Card is a mid-tier airline credit card tailored for occasional Delta flyers who want to save on travel costs while earning rewards. With a $0 introductory annual fee for the first year (then $150), this card offers valuable perks such as free checked bags, priority boarding, and elevated rewards on everyday spending.
Key Features
Rewards Structure:
- 2X miles on Delta purchases, U.S. supermarkets, and restaurants worldwide (including takeout and delivery in the U.S.)
- 1X mile on all other eligible purchases
Welcome Offer: Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Annual Fee: $0 introductory annual fee for the first year, then $150.
Additional Benefits:
- Free Checked Bag: Save up to $70 per round-trip flight for you and up to 8 companions on the same reservation.
- Priority Boarding: Zone 5 priority boarding for you and your companions.
- 15% Off Award Travel: Enjoy discounted award travel when using miles to book Delta flights.
- $200 Delta Flight Credit: Earn a $200 flight credit after spending $10,000 in a calendar year.
- $100 Delta Stays Credit: Receive up to $100 back annually for prepaid hotel bookings through Delta Stays.
- 20% In-Flight Savings: Get a statement credit for eligible in-flight purchases such as food and beverages.
- No Foreign Transaction Fees: Ideal for international travelers
Rates and Fees:
- Purchase APR: 20.24% - 29.24% (Variable)
- Cash Advance APR: 29.49% (Variable)
- Penalty APR: 29.99% Variable (may apply for late or returned payments)
- Late Payment Fee: Up to $40
- Returned Payment Fee: Up to $40
Who Is This Card For?
The Delta SkyMiles® Gold American Express Card is best suited for:
- Casual Delta flyers who value savings on checked bags and priority boarding.
- Travelers looking to earn miles on everyday purchases like dining and groceries.
- Those who can take advantage of the annual credits and discounts to offset the annual fee.
- Individuals seeking a low-cost entry point into airline credit cards with meaningful travel perks.
While it lacks premium benefits like lounge access or Medallion status boosts, the Delta SkyMiles® Gold American Express Card provides excellent value for infrequent travelers who want to save money and earn rewards when flying with Delta.
Pros
Free Checked Bag for Up to 9 Travelers: Allows you and up to 8 companions on the same reservation to check your first bag for free
$100 Delta Stays Credit: Receive up to $100 back annually as a statement credit when booking prepaid hotels or vacation rentals through Delta Stays
15% Discount on Award Travel: Cardholders get a 15% discount when redeeming SkyMiles for Delta flights booked through delta.com or the Fly Delta app
Cons
No Lounge Access or Companion Certificate: Unlike higher-tier Delta cards, the Gold card lacks premium perks like complimentary Sky Club access or an annual companion certificate
Limited Redemption Flexibility: Miles earned with this card are tied to Delta’s SkyMiles program and cannot be transferred to other loyalty programs
High Annual Spending Threshold for Flight Credit: To earn the $200 Delta flight credit, cardholders must spend $10,000 annually
Table of Contents
Delta SkyMiles® Gold American Express Card
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