Citi Strata℠ Card
4.8
4.8
MoneyAtlas
Rating
Earn 30,000 bonus Points after spending $1,000 in the first 3 months of account opening.
Ongoing Annual Fee
$0
Ongoing Purchases APR
18.99%-28.99% Variable
Ongoing Balance Transfer APR
18.99%-28.99% Variable
Credit Score Needed
Pros
5X on hotels, car rentals, and attractions via Citi Travel: High travel earn when booking through Citi's portal
No annual fee: Enjoy the benefits of the card without having to pay an annual fee
2x at restaurants: Great earn on restaurant purchases
Cons
No travel perks or lounge access: Lacks protections and benefits found on premium cards