Citi Strata Elite℠ Card
4.9
4.9
MoneyAtlas
Rating
For a limited time, earn 100,000 bonus Points after spending $6,000 in the first 3 months of account opening.
Ongoing Annual Fee
$595
Ongoing Purchases APR
20.99%-28.99% Variable
Ongoing Balance Transfer APR
20.99%-28.99% Variable
Credit Score Needed
Pros
12x hotels, car rentals, and attractions on cititravel.com (6x flights): Earn top-tier points only when booking through Citi Travel
6x dining Friday and Saturday from 6 pm to 6 am ET: Enjoy elevated dining rates
Airport lounge access: 4 Admirals Club lounge passes annually, plus Priority Pass Select membership
Cons
High $595 annual fee (+ $75 per user): Fee is steep unless perks are fully used