Pros
12x travel on cititravel.com (6x flights): Earn top-tier points only when booking through Citi Travel
6x dining on weekend nights: Bonus rate applies only Friday–Saturday from 6 p.m. to 6 a.m. ET
Airport lounge access: Admirals Club passes plus Priority Pass Select membership
Cons
High $595 annual fee (+ $75 per user): Fee is steep unless perks are fully used
Rewards restricted to Citi Travel: High multipliers only apply via cititravel.com
