Barclays Tiered Savings
$200 Bonus with qualifying activities
Earn a high-yield 3.85% APY
Enjoy secure, 24/7 online access
No monthly maintenance fees
Category Ratings
Savings#4
4.1
4.1
MoneyAtlas
Rating
Pros
High APY for large balances: Offers a 3.85% APY and 4.00% APY for deposits over $250,000
No minimum balance requirement: Account can be opened and maintained with any amount
Unlimited withdrawals: No cap on the number of monthly transactions
Cons
Steep balance tiers: Requires $250,000 or more to earn the highest APY
Limited withdrawal options: Restricted to electronic transfers only, with no ATM access or in-person cash withdrawals