Pros
Soft credit check: Pre-qualify without lowering your score
Fast $50k funding: Certain partners can deposit funds the next business day
A+ BBB score: 26 years in business with few unresolved complaints.
Cons
Higher starting APR (6.99%): Some rivals advertise lower entry rates.
Up-to-8 % origination fee: For example, you could lose $400 upfront on a $5k loan