Alliant Digital Checking
80,000+ fee-free ATMs nationwide¹
4.5
4.5
MoneyAtlas
Rating
Up to $20/month in ATM fee rebates¹
Competitive high rate of 0.25% APY²
No overdraft fees or non-sufficient funds (NSF) item fees³
Pros
No monthly or overdraft fees: Checking has no monthly maintenance fees and overdraft fees
ATM fee rebates: Reimburses up to $20/month for out-of-network ATM surcharges
Easy-to-earn interest: Earn 0.25% APY by opting into eStatements and making one electronic deposit each month
Cons
Membership required: You must qualify for Alliant membership (e.g., employer/family eligibility or via the Alliant Foundation).